Access $50K–$250K Business Capital with 0% APR
Business funding, done with you — not sold to you.
We help qualified business owners and starting entrepreneurs acquire unsecured business capital through a structured process designed for today’s tighter lending environment.
Hear from a real client:
Access $50K–$250K in Business Capital with 0% APR
Business funding, done with you — not sold to you.
We help qualified business owners and starting entrepreneurs acquire unsecured business capital through a structured, consultative process designed for today’s tighter lending environment - without equity, painfull hard money lenders, or guesswork.
Real outcomes. Real strategy
We don’t promise shortcuts. We build funding systems.
The problem & the reality
If you’re confident in your business — but capital is the bottleneck — you’re not alone.
Most business owners don’t stall because of bad ideas.
They stall because accessing capital has become complex, slow, and risky.
The problem & the reality
If you’re confident in your business — but capital is the bottleneck — you’re not alone.
Banks that feel inconsistent or impossible to navigate
High-interest debt limiting cash flow
Fear of choosing the wrong financing and making things worse
A sense that you’re close — but stuck
What you want instead
Meaningful capital you can actually deploy
0% interest for the first year where possible
A stronger personal and business credit profile
A strategy that works in today's economy, not 3 years ago
Expert guidance instead of trial-and-error
Real outcomes. Real strategy
We don’t promise shortcuts. We build funding systems.
The problem & the reality
If you’re confident in your business — but capital is the bottleneck — you’re not alone.
Most business owners don’t stall because of bad ideas.
They stall because accessing capital has become complex, slow, and risky.
The problem & the reality
If you’re confident in your business — but capital is the bottleneck — you’re not alone.
Banks that feel inconsistent or impossible to navigate
High-interest debt limiting cash flow
Fear of choosing the wrong financing and making things worse
A sense that you’re close — but stuck
What you want instead
Meaningful capital you can actually deploy
0% interest for the first year where possible
A stronger personal and business credit profile
A strategy that works in today's economy, not 3 years ago
Expert guidance instead of trial-and-error
HOW WE HELP
The Integrity First Protocol
We don’t promise magic or loopholes.
We deliver the best possible solution for your situation — and guide you through every step.
The Integrity First Protocol is a four-stage framework designed for today's stricter lending standards:
01. Strategic Consultation
We review your personal and business profile, align on your goals, and map a capital strategy that avoids costly mistakes — backed by experience across hundreds of businesses.
02. Credit Repair
We address past credit issues using attorney-led processes where appropriate.
03. Credit Optimization
We strengthen your personal and business credit — including debt consolidation, tradelines, and company structure when it improves lendability.
04. Funding Applications
We design and execute a precise funding plan based on your:
Location
Industry
Business stage
Credit profile
Applications are sequenced intentionally using bank and private lender relationships.
This is a hands-on, consultative process. You work 1:1 with a US-based funding consultant, with unlimited Zoom and phone access.
HOW WE HELP
The Integrity First Protocol
We don’t promise magic or loopholes.
We deliver the best possible solution for your situation — and guide you through every step.
The Integrity First Protocol is a four-stage framework designed for today's stricter lending standards:
01. Strategic Consultation
We review your personal and business profile, align on your goals, and map a capital strategy that avoids costly mistakes — backed by experience across hundreds of businesses.
02. Credit Repair
We address past credit issues using attorney-led processes where appropriate.
03. Credit Optimization
We strengthen your personal and business credit — including debt consolidation, tradelines, and company structure when it improves lendability.
04. Funding Applications
We design and execute a precise funding plan based on your:
- Location
- Industry
- Business stage
- Credit profile
Applications are sequenced intentionally using bank and private lender relationships.
This is a hands-on, consultative process. You work 1:1 with a US-based funding consultant, with unlimited Zoom and phone access.
The offer at a glance
A done-with-you business funding consultancy — not a lending company.
Typical Outcomes
$50K–$250K in unsecured business capital
Most clients land around $150K
0% APR for 12 months
What’s Included
Attorney-led credit repair
Personal & business credit optimization
Debt consolidation & restructuring strategy
Custom funding roadmap
Strategic bank & lender applications
1-1 support by your personal US-based Funding Consultant
Guarantee
If we don’t help you secure at least $50K in 0% APR funding, your onboarding fee is refunded.
Trusted by business owners nationwide
Client results
CLIENT 01
Jose — Real Estate Investor
$155K in 0% APR funding in under 4 weeks.
Eliminated hard money and private investors, increasing margins on his real estate investments by ~$50K per project.
CLIENT 02
Jim — Tech Business Owner
$85K in 0% APR funding with a one-year-old data storage business.
New equipment paid off within the interest-free period.
CLIENT 03
Bryce — Starting in E-Commerce
$35K in high-interest debt consolidated. Credit boosted 100+ points into the 800s.
$50K funded with 0% APR to launch his 3D printing online store.
CLIENT 04
John — Coach
Credit repaired from the 600s to the 800s, enabling him to purchase his dream home at a much better interest rate.
Is this for you?
See what's for you and what's not.
This is a good fit if you
Own or are actively building a business
Have your living expenses covered
Have at least ~$10K in liquid capital
Are confident in deploying funding responsibly
Want expert guidance, not shortcuts or social media gurus
This is not a fit if you
Need funding for personal living expenses
Want grants or forgiven loans
Need an emergency loan within 2 weeks
Prefer a self-serve course
The offer at a glance
A done-with-you business funding consultancy — not a lending company.
Typical Outcomes
$50K–$250K in unsecured business capital
Most clients land around $150K
0% APR for 12 months
What’s Included
Attorney-led credit repair
Personal & business credit optimization
Debt consolidation & restructuring strategy
Custom funding roadmap
Strategic bank & lender applications
1-1 support by your US-based Funding Consultant
Guarantee
If we don’t help you secure at least $50K in 0% APR funding, your onboarding fee is refunded.
Trusted by business owners nationwide
Client results
CLIENT 01
Jose — Real Estate Investor
$155K in 0% APR funding in under 4 weeks.
Eliminated hard money and private investors, increasing margins on his real estate investments by ~$50K per project.
CLIENT 02
Jim — Tech Business Owner
$85K in 0% APR funding with a one-year-old data storage business.
New equipment paid off within the interest-free period.
CLIENT 03
Bryce — Starting in E-Commerce
$35K in high-interest debt consolidated. Credit boosted 100+ points into the 800s.
$50K funded with 0% APR to launch his 3D printing online store.
CLIENT 04
John — Coach
Credit repaired from the 600s to the 800s, enabling him to purchase his dream home at a much better interest rate.
Is this for you?
See what's for you and what's not.
This is a good fit if you
Own or are actively building a business
Have your living expenses covered
Have at least ~$10K in liquid capital
Are confident in deploying funding responsibly
Want expert guidance, not shortcuts or social media gurus
This is not a fit if you
Need funding for personal living expenses
Want grants or forgiven loans
Need an emergency loan within 2 weeks
Prefer a self-serve course
Frequently asked questions
Still have questions?
Are you a lender?
No. Integrity First is a business funding consultancy. We do not issue loans or credit. We guide clients through credit optimization and connect them with banks and private lenders based on their profile.
What type of funding do you help clients access?
Funding is typically in the form of unsecured credit cards and business lines of credit. Most of them will include 0% APR introductory periods for 12 months. All funding must be repaid according to lender terms.
How much funding do clients usually receive?
Most qualified clients secure between $50K and $250K, with the majority landing around $150K. Actual results depend on credit profile, business structure, location, and lender decisions.
Do you guarantee approvals or specific terms?
No. We cannot guarantee approvals, limits, or terms — those decisions are made by lenders.
We do guarantee our process: if we do not help you secure at least $50K in 0% APR funding, your onboarding fee is refunded.
What happens after I book a call?
We use a two-step process:
Qualification Call (Triage Call):
A short 15 minute call to determine whether you qualify and whether it makes sense to move forward.
Funding Roadmap Call (By Invitation Only):
If you qualify, we go deep on your situation and walk you through the exact strategy and steps we would take to help you access capital. This is where you receive a ton of insight independent from moving forward with us or not.
There is no pressure on either call. The goal is clarity.
How long does the process take?
Timelines vary. Some clients secure funding within a few weeks, while others require several months of credit optimization before applying. This is discussed clearly during the Funding Roadmap Call as we need to understand your circumstances first.
Do you help with credit issues or existing debt?
Yes. Credit repair and credit optimization are core parts of our process. When appropriate, we also help with debt consolidation and restructuring to improve cash flow and lendability.
Is this a course or self-serve program?
No. This is a done-with-you consulting service. Every client works 1:1 with a US-based funding consultant and has unlimited access to Zoom and phone support.
Who is this not a fit for?
This is not a fit if you
- Need money for personal living expenses
- Need capital to avoid bankcruptcy within a week
- Are looking for grants, forgiven loans, or equity funding
- Want guaranteed approvals or shortcuts or social media hacks
- Are not prepared to responsibly deploy and repay capital
Frequently asked questions
Still have questions?
Are you a lender?
No. Integrity First is a business funding consultancy. We do not issue loans or credit. We guide clients through credit optimization and connect them with banks and private lenders based on their profile.
What type of funding do you help clients access?
Funding is typically in the form of unsecured credit cards and business lines of credit. Most of them will include 0% APR introductory periods for 12 months. All funding must be repaid according to lender terms.
How much funding do clients usually receive?
Most qualified clients secure between $50K and $250K, with the majority landing around $150K. Actual results depend on credit profile, business structure, location, and lender decisions.
Do you guarantee approvals or specific terms?
No. We cannot guarantee approvals, limits, or terms — those decisions are made by lenders.
We do guarantee our process: if we do not help you secure at least $50K in 0% APR funding, your onboarding fee is refunded.
What happens after I book a call?
We use a two-step process:
Qualification Call (Triage Call):
A short 15 minute call to determine whether you qualify and whether it makes sense to move forward.
Funding Roadmap Call (By Invitation Only):
If you qualify, we go deep on your situation and walk you through the exact strategy and steps we would take to help you access capital. This is where you receive a ton of insight independent from moving forward with us or not.
There is no pressure on either call. The goal is clarity.
How long does the process take?
Timelines vary. Some clients secure funding within a few weeks, while others require several months of credit optimization before applying. This is discussed clearly during the Funding Roadmap Call as we need to understand your circumstances first.
Do you help with credit issues or existing debt?
Yes. Credit repair and credit optimization are core parts of our process. When appropriate, we also help with debt consolidation and restructuring to improve cash flow and lendability.
Is this a course or self-serve program?
No. This is a done-with-you consulting service. Every client works 1:1 with a US-based funding consultant and has unlimited access to Zoom and phone support.
Who is this not a fit for?
This is not a fit if you
- Need money for personal living expenses
- Need capital to avoid bankcruptcy within a week
- Are looking for grants, forgiven loans, or equity funding
- Want guaranteed approvals or shortcuts or social media hacks
- Are not prepared to responsibly deploy and repay capital
Disclaimer: Integrity First is not the lender, we are a consulting company that helps clients prepare and apply for funding with banks and private lenders. Funding is in form of business credit and must be repaid. We don’t guarantee approvals or terms of financing. Any guarantee offered applies only to our consulting fee.
Contact Us
Email Address
[email protected]
Phone
(848) 800-2288
Address: 200 Westminster Dr, Chapel Hill, NC, 27514
© 2026 Integrity First Funding. All rights reserved.
Disclaimer: Integrity First is not the lender, we are a consulting company that helps clients prepare and apply for funding with banks and private lenders. Funding is in form of business credit and must be repaid. We don’t guarantee approvals or terms of financing. Any guarantee offered applies only to our consulting fee.
Contact Us
Email Address: [email protected]
Phone: (848) 800-2288
Address: 200 Westminster Dr, Chapel Hill, NC, 27514
© 2026 Integrity First Funding. All rights reserved.