Get fast, flexible capital — even if your credit isn’t perfect — with the Integrity First Protocol™

Strategic. Transparent. Built for entrepreneurs who are ready to scale.

Unlock $50K–$250K in 0% Interest Funding to Grow Your Business

Get fast, flexible capital — even if your credit isn’t perfect — with the Integrity First Protocol™

Strategic. Transparent. Built for entrepreneurs who are ready to scale.

You Have the Vision. We Bring the Capital.

Banks turn you down. Lenders give you the runaround.

At Integrity First, we cut through the noise and deliver real results. Our mission is simple:

Help qualified business owners access $50,000–$250,000 in 0% interest funding

Repair and optimize your credit so you’re positioned to win — again and again

Guide you every step of the way with a strategy-first approach that’s built around you

This is funding with purpose. This is how serious founders get ahead.

You Have the Vision. We Bring the Capital.

Banks turn you down. Lenders give you the runaround.

At Integrity First, we cut through the noise and deliver real results. Our mission is simple:

Help qualified business owners access $50,000–$250,000 in 0% interest funding

Repair and optimize your credit so you’re positioned to win — again and again

Guide you every step of the way with a strategy-first approach that’s built around you

Introducing the Integrity First Protocol™

A proven 4-step system designed to make you irresistible to lenders — while putting real capital in your hands.

Strategic Game Plan

We start by understanding your business goals and challenges, then build a personalized game plan to unlock the right funding — now and for the long term.

Personal Credit Repair

If your personal credit’s holding you back, we fix that fast. Our team disputes, cleans, and improves your credit to set you up for prime approvals.

Credit & Business Optimization

We polish your personal and business profiles to impress high-level lenders — from your entity structure to online presence — boosting approval odds and better terms.

Strategic Capital Deployment

We apply strategically, targeting the right lenders in the right order. That means faster approvals, better rates, and capital that truly fuels growth.

Meet Your Guide:

Neal Thakkar, Founder & CEO

Neal Thakkar built Integrity First after seeing how broken the traditional lending system was — especially for entrepreneurs who have the drive but lack the perfect credit score.

As a serial entrepreneur, Neal knew there had to be a better way. So he built one.

Today, Integrity First has helped hundreds of founders access millions in capital through transparent, ethical, and highly effective funding strategies. Neal’s no-BS approach, sharp strategic mind, and obsession with performance are what make this more than a funding company — it’s a partner in your growth.

"We don’t just help you get capital. We help you become the kind of business that banks want to fund again and again."

- Neal Thakkar

You Have the Vision. We Bring the Capital.

A proven 4-step system designed to make you irresistible to lenders — while putting real capital in your hands.

Strategic Game Plan

We start by understanding your business goals and challenges, then build a personalized game plan to unlock the right funding — now and for the long term.

Personal Credit Repair

If your personal credit’s holding you back, we fix that fast. Our team disputes, cleans, and improves your credit to set you up for prime approvals.

Credit & Business Optimization

We polish your personal and business profiles to impress high-level lenders — from your entity structure to online presence — boosting approval odds and better terms.

Strategic Capital Deployment

We apply strategically, targeting the right lenders in the right order. That means faster approvals, better rates, and capital that truly fuels growth.

Meet Your Guide:

Neal Thakkar, Founder & CEO

Neal Thakkar built Integrity First after seeing how broken the traditional lending system was — especially for entrepreneurs who have the drive but lack the perfect credit score.

As a serial entrepreneur, Neal knew there had to be a better way. So he built one.

Today, Integrity First has helped hundreds of founders access millions in capital through transparent, ethical, and highly effective funding strategies. Neal’s no-BS approach, sharp strategic mind, and obsession with performance are what make this more than a funding company — it’s a partner in your growth.

"We don’t just help you get capital. We help you become the kind of business that banks want to fund again and again."

- Neal Thakkar

The Integrity Difference

✔ 0% Interest Funding

Qualify for up to 18 months of 0% APR — no gimmicks, no predatory terms.

✔ Up to $250K in Capital

You don’t need a perfect file to access real funding. With the right protocol, $50K to $250K is well within reach.

✔ Aggressive Credit Repair Included

Our in-house team takes care of your personal credit so you can move forward with strength.

✔ Strategic, Not Spammy

We don’t shotgun your apps or put your credit at risk. We follow a step-by-step process designed to maximize approvals.

✔ Real Human Support

From start to finish, you’ll work with a dedicated specialist who actually gives a damn — and knows how to get results.

Who This Is For

You’re the right fit for Integrity First if:

You’re a U.S.-based business owner

Your business brings in at least $5K/month

You’re open to improving your credit profile

You want $50K to $250K in 0% interest capital

You’re ready to grow, scale, or stabilize — but need capital to do it

You’ve got big plans and a solid work ethic—but banks keep saying “no.”

What Our Clients Say

“I had bad credit and kept getting denied everywhere. These guys fixed my credit, optimized my business profile, and got me $132K in funding — with 0% interest. Total game-changer.”

Jason M., Amazon Seller

“They walked me through the entire process, step by step. It felt like I had a team in my corner the whole time.”

Rachel L., Agency Owner

“Best funding experience I’ve ever had. No fluff, no false promises — just results.”

David C., Gym Franchisee

The Integrity Difference

Schedule a Free Consultation Call

Qualify for up to 18 months of 0% APR — no gimmicks, no predatory terms.

Up to $250K in Capital

You don’t need a perfect file to access real funding. With the right protocol, $50K to $250K is well within reach.

Aggressive Credit Repair Included

Our in-house team takes care of your personal credit so you can move forward with strength.

Strategic, Not Spammy

We don’t shotgun your apps or put your credit at risk. We follow a step-by-step process designed to maximize approvals.

Real Human Support

From start to finish, you’ll work with a dedicated specialist who actually gives a damn — and knows how to get results.

Who This Is For

You’re the right fit for Integrity First if:

You’re a U.S.-based business owner

Your business brings in at least $5K/month

You’re open to improving your credit profile

You want $50K to $250K in 0% interest capital

You’re ready to grow, scale, or stabilize — but need capital to do it

You’ve got big plans and a solid work ethic—but banks keep saying “no.”

What Our Clients Say

“I had bad credit and kept getting denied everywhere. These guys fixed my credit, optimized my business profile, and got me $132K in funding — with 0% interest. Total game-changer.”

Jason M., Amazon Seller

“They walked me through the entire process, step by step. It felt like I had a team in my corner the whole time.”

Rachel L., Agency Owner

“Best funding experience I’ve ever had. No fluff, no false promises — just results.”

David C., Gym Franchisee

Ready to Get Funded?

It starts with a quick call. No hard credit pull. No commitment.

Just clarity, strategy, and access to the capital you deserve.

👉 Click below to apply now — or schedule a free strategy call with one of our experts.

Ready to Get Funded?

It starts with a quick call. No hard credit pull. No commitment.

Just clarity, strategy, and access to the capital you deserve.

👉 Click below to apply now — or schedule a free strategy call with one of our experts.

Still Have Questions?

We get it. Funding can feel overwhelming. That’s why we’re here to walk you through every step — with transparency and zero pressure.

Let’s build your future — the smart way.

How much funding can I really get?

Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.

What’s the catch with 0% APR? Is it real?

Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.

Will this hurt my credit score?

Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.

Do I need a business to qualify?

Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.

Do I need good credit?

Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help. 

What industries do you work with?

We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.

How long does the whole process take?

You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.

Is there a guarantee I’ll get funded?

Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy. 

✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund

✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible

We don't waste your time or our own. Our reputation is built on integrity — and results.

How much does it cost?

Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.

How do I get started?

Easy. Just click the button below to schedule your free consultation. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.

Business Name: Integrity First Consulting Inc.

Phone: (732) 580-2044

Address: 293 Cardiff Dr, Morganville, 07751, New Jersey

Still Have Questions?

We get it. Funding can feel overwhelming. That’s why we’re here to walk you through every step — with transparency and zero pressure.

Let’s build your future — the smart way.

How much funding can I really get?

Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.

What’s the catch with 0% APR? Is it real?

Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.

Will this hurt my credit score?

Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.

Do I need a business to qualify?

Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.

Do I need good credit?

Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help. 

What industries do you work with?

We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.

How long does the whole process take?

You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.

Is there a guarantee I’ll get funded?

Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy. 

✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund

✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible

We don't waste your time or our own. Our reputation is built on integrity — and results.

How much does it cost?

Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.

How do I get started?

Easy. Just click the button below to schedule your free consultation. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.

Business Name: Integrity First Consulting Inc.

Phone: (732) 580-2044

Address: 293 Cardiff Dr, Morganville, 07751, New Jersey