Get $50,000–$250,000 in 0% APR Funding to Grow Your Business

CLICK BELOW TO WATCH FIRST!

neal thakkar, CEO OF integrity first funDing

Get $50,000–$250,000 in 0% APR Funding to Grow Your Business

CLICK BELOW TO WATCH FIRST!

neal thakkar, CEO OF integrity first funDing

Integrity First helps qualified small business owners secure $50K–$250K in interest-free capital. 

We do it with a bold, no-nonsense 4-step process called the Integrity Protocol that repairs your credit, optimizes your profile, and secures 0% APR funding – fast. 

No fluff, no gimmicks – just a proven system to get you the money you need without paying a dime in interest.

Attention Business Owners

If you have at least $10,000 in liquid assets and big growth goals, this is for you. Traditional loans come with high interest, mountains of paperwork, and endless waiting. 

We offer a better way.

We offer a better way. Our team (founded by financial expert Neal Thakkar) combines credit repair, credit optimization, and strategic funding into one seamless service. The result? You get $50,000 to $250,000 of 0% APR capital to fuel your business – without tax returns, collateral, or predatory interest rates or payback terms.

Ready to scale with interest-free capital?

See if you qualify now and book a free funding consultation. We don’t just talk – we deliver results. 🚀

Integrity First helps qualified small business owners secure $50K–$250K in interest-free capital. 

We do it with a bold, no-nonsense 4-step process called the Integrity Protocol that repairs your credit, optimizes your profile, and secures 0% APR funding – fast. 

No fluff, no gimmicks – just a proven system to get you the money you need without paying a dime in interest.

Attention Business Owners

If you have at least $10,000 in liquid assets and big growth goals, this is for you. Traditional loans come with high interest, mountains of paperwork, and endless waiting. 

We offer a better way.

We offer a better way. Our team (founded by financial expert Neal Thakkar) combines credit repair, credit optimization, and strategic funding into one seamless service. The result? You get $50,000 to $250,000 of 0% APR capital to fuel your business – without tax returns, collateral, or predatory interest rates or payback terms.

Ready to scale with interest-free capital?

See if you qualify now and book a free funding consultation. We don’t just talk – we deliver results. 🚀

The Integrity Protocol

4 Steps to 0% Interest Funding

Credit Repair

We start by cleaning up your personal credit. Our experts audit your credit reports and fix any issues dragging down your score – public records, bankruptcies, late payments, collections, charge-offs, you name it. We dispute errors and negotiate with creditors to wipe out negative marks, giving your credit score a fresh boost from the get-go.

Credit Optimization

Next, we polish your credit profile to make you the ideal borrower.

This means: adding positive history (like rent and utility payments) to your credit report, setting up your profile in key financial databases, removing hard inquiries, and consolidating credit card debt to improve your utilization ratio. We even fine-tune your credit mix (e.g. revolving vs. installment accounts) for maximum scoring. 

But we don’t stop at personal credit. We strengthen your business profile too – including adding an aged (established) corporation if needed and establishing your business credit file. By creating at least 3 tradelines for your company and building relationships with banks, we ensure you look rock-solid on paper

After this step, you’ll have a prime credit profile ready to attract serious funding offers.

Consolidate & Apply

With your credit in peak shape, we move on to securing your funding. 

First, we eliminate any remaining personal credit card balances using short-term bridge loans or other means – this drives your credit utilization down to near zero, which maximizes your approval odds. 

Then our team strategically applies for a suite of 0% APR business credit instruments (credit lines and high-limit business credit cards) on your behalf. 

We know exactly which lenders to target and how to stagger applications so that you get multiple approvals without red flags. 

Whether we go for the full $250K all at once or take a phased approach (for example, $50K now and $200K in a second round), we’ll execute a tailored game plan to secure you the highest amount of 0% funding possible.

Collect, Clean & Deploy

Finally, the payoff – literally. 

We help you collect your new capital, which can total anywhere from $50,000 up to $250,000 in credit limits at 0% interest. 

But our work isn’t done yet. 

We immediately clean up your credit reports again after funding – removing any new inquiries and addressing minor dips that occurred from the applications – so you retain a competitive credit edge going forward. This is a step most competitors skip, but it’s part of our edge in the Integrity Protocol. 

With your credit polished and money in hand, we then guide you on how to deploy that capital strategically into your business. 

Whether it’s investing in inventory, marketing, expansion, or new opportunities, we make sure you’re using your 0% money wisely to generate growth (and to ensure you can pay it back before any interest hits). In short, we set you up for success with both funding and strategy.

The Integrity Protocol

4 Steps to 0% Interest Funding

Credit Repair

We start by cleaning up your personal credit. Our experts audit your credit reports and fix any issues dragging down your score – public records, bankruptcies, late payments, collections, charge-offs, you name it. We dispute errors and negotiate with creditors to wipe out negative marks, giving your credit score a fresh boost from the get-go.

Credit Optimization

Next, we polish your credit profile to make you the ideal borrower.

This means: adding positive history (like rent and utility payments) to your credit report, setting up your profile in key financial databases, removing hard inquiries, and consolidating credit card debt to improve your utilization ratio. We even fine-tune your credit mix (e.g. revolving vs. installment accounts) for maximum scoring. 

But we don’t stop at personal credit. We strengthen your business profile too – including adding an aged (established) corporation if needed and establishing your business credit file. By creating at least 3 tradelines for your company and building relationships with banks, we ensure you look rock-solid on paper

After this step, you’ll have a prime credit profile ready to attract serious funding offers.

Consolidate & Apply

With your credit in peak shape, we move on to securing your funding. 

First, we eliminate any remaining personal credit card balances using short-term bridge loans or other means – this drives your credit utilization down to near zero, which maximizes your approval odds. 

Then our team strategically applies for a suite of 0% APR business credit instruments (credit lines and high-limit business credit cards) on your behalf. 

We know exactly which lenders to target and how to stagger applications so that you get multiple approvals without red flags. 

Whether we go for the full $250K all at once or take a phased approach (for example, $50K now and $200K in a second round), we’ll execute a tailored game plan to secure you the highest amount of 0% funding possible.

Collect, Clean & Deploy

Finally, the payoff – literally. 

We help you collect your new capital, which can total anywhere from $50,000 up to $250,000 in credit limits at 0% interest. 

But our work isn’t done yet. 

We immediately clean up your credit reports again after funding – removing any new inquiries and addressing minor dips that occurred from the applications – so you retain a competitive credit edge going forward. This is a step most competitors skip, but it’s part of our edge in the Integrity Protocol. 

With your credit polished and money in hand, we then guide you on how to deploy that capital strategically into your business. 

Whether it’s investing in inventory, marketing, expansion, or new opportunities, we make sure you’re using your 0% money wisely to generate growth (and to ensure you can pay it back before any interest hits). In short, we set you up for success with both funding and strategy.

Why Choose

Integrity First?

Choosing the right funding partner is crucial. Here’s what sets Integrity First apart from other services and traditional lenders:

Up to $250K at 0% Interest – Truly

We specialize in 0% APR funding. That means you won’t pay interest during the introductory periods. Compare that to typical loans with 10%+ rates – we save our clients tens of thousands in interest costs.

No Collateral or Hidden Strings

Unlike bank loans, you don’t need to put up collateral or give up equity in your business. Approvals are based on creditworthiness, which we expertly build for you. No personal assets at risk, and no sneaky terms – just straightforward credit lines.

Complete End-to-End Service

Most companies either do credit repair or help you apply for funding – few do both, and almost none handle what happens after. Integrity First is an all-in-one solution: we repair and prep your credit, obtain the funding, and ensure your credit remains stellar afterward. It’s a full concierge service for securing capital.

Fast and Strategic

Time is money, and we won’t waste yours. Our streamlined protocol means you can go from zero to funded in a matter of weeks, not months. We use a proprietary strategy to apply to multiple lenders in a sequence that maximizes approvals. You get results fast with minimal hassle on your end.

Integrity & Transparency

As our name implies, we put integrity first. Founded by Neal Thakkar on principles of honesty and excellence, we operate with complete transparency. No fluff, no false promises – if you qualify, we deliver. If for some reason we can’t help, you’ll know upfront. Our reputation is built on trust and real results, and we intend to keep it that way.

What Our Clients Say

We got $25,000 in funding through Integrity First for our men’s grooming line — and that move instantly freed us up to expand our product line and boost ad spend.

Joshua T.

I got $75,000 in funding for my custom jewelry brand thanks to Integrity First, and that was the moment everything shifted.

Megan R.

Integrity First helped me secure $62,000 to launch my mushroom coffee company. That gave me a lot of freedom to scale up. 🙏🏼

Daniel W.

Integrity First came through with $120,000 in funding for my skincare line. I finally had the capital to scale ads, fix inventory issues, and launch two new SKUs.

Ashley W.

Why Choose

Integrity First?

Choosing the right funding partner is crucial. Here’s what sets Integrity First apart from other services and traditional lenders:

Up to $250K at 0% Interest – Truly

We specialize in 0% APR funding. That means you won’t pay interest during the introductory periods. Compare that to typical loans with 10%+ rates – we save our clients tens of thousands in interest costs.

No Collateral or Hidden Strings

Unlike bank loans, you don’t need to put up collateral or give up equity in your business. Approvals are based on creditworthiness, which we expertly build for you. No personal assets at risk, and no sneaky terms – just straightforward credit lines.

Complete End-to-End Service

Most companies either do credit repair or help you apply for funding – few do both, and almost none handle what happens after. Integrity First is an all-in-one solution: we repair and prep your credit, obtain the funding, and ensure your credit remains stellar afterward. It’s a full concierge service for securing capital.

Fast and Strategic

Time is money, and we won’t waste yours. Our streamlined protocol means you can go from zero to funded in a matter of weeks, not months. We use a proprietary strategy to apply to multiple lenders in a sequence that maximizes approvals. You get results fast with minimal hassle on your end.

Integrity & Transparency

As our name implies, we put integrity first. Founded by Neal Thakkar on principles of honesty and excellence, we operate with complete transparency. No fluff, no false promises – if you qualify, we deliver. If for some reason we can’t help, you’ll know upfront. Our reputation is built on trust and real results, and we intend to keep it that way.

What Our Clients Say

We got $25,000 in funding through Integrity First for our men’s grooming line — and that move instantly freed us up to expand our product line and boost ad spend.

Joshua T.

I got $75,000 in funding for my custom jewelry brand thanks to Integrity First, and that was the moment everything shifted.

Megan R.

Integrity First helped me secure $62,000 to launch my mushroom coffee company. That gave me a lot of freedom to scale up. 🙏🏼

Daniel W.

Integrity First came through with $120,000 in funding for my skincare line. I finally had the capital to scale ads, fix inventory issues, and launch two new SKUs.

Ashley W.

Ready to Secure

Your 0% Capital?

You’re one decision away from potentially accessing up to $250,000 in capital at 0% interest. Imagine what that kind of funding could do for your business – and then realize it’s within reach right now.

Ready to take the next step? Here’s how to get started:

Schedule a Free Consultation Call

Book a call with our Integrity First team today. We’ll assess your situation, confirm you meet the criteria (e.g. ~$10K liquidity and a viable credit profile), and walk you through what’s possible.

Get Your Personalized Funding Plan

On the call, we’ll map out how much you can likely secure and outline the game plan. No charge, no obligation – just straight talk about what we can do for you.

Watch Us Deliver

If you choose to move forward, our team gets to work immediately on Step 1 (Credit Repair) and doesn’t stop until you have the funding in hand. We handle the heavy lifting; you focus on how you’ll use that 0% money to grow.

Don’t let opportunity pass you by. Every day you wait is a day your business could be leveraging interest-free capital to scale. If you’re serious about growth and tired of jumping through hoops for loans, it’s time for a bold move. Secure your funding the Integrity First way – with confidence, speed, and zero-percent interest.

Claim your free consultation and see how much 0% funding you qualify for. Let’s get you the capital you deserve, without the cost. Your business’s next chapter of growth starts here!

Book a Call With Us!

Ready to Secure

Your 0% Capital?

You’re one decision away from potentially accessing up to $250,000 in capital at 0% interest. Imagine what that kind of funding could do for your business – and then realize it’s within reach right now.

Ready to take the next step? Here’s how to get started:

Schedule a Free Consultation Call

Book a call with our Integrity First team today. We’ll assess your situation, confirm you meet the criteria (e.g. ~$10K liquidity and a viable credit profile), and walk you through what’s possible.

Get Your Personalized Funding Plan

On the call, we’ll map out how much you can likely secure and outline the game plan. No charge, no obligation – just straight talk about what we can do for you.

Watch Us Deliver

If you choose to move forward, our team gets to work immediately on Step 1 (Credit Repair) and doesn’t stop until you have the funding in hand. We handle the heavy lifting; you focus on how you’ll use that 0% money to grow.

Don’t let opportunity pass you by. Every day you wait is a day your business could be leveraging interest-free capital to scale. If you’re serious about growth and tired of jumping through hoops for loans, it’s time for a bold move. Secure your funding the Integrity First way – with confidence, speed, and zero-percent interest.

Claim your free consultation and see how much 0% funding you qualify for. Let’s get you the capital you deserve, without the cost. Your business’s next chapter of growth starts here!

Book a Call With Us!

Still Not Sure?

Frequently Asked Questions

How much funding can I really get?

Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.

What’s the catch with 0% APR? Is it real?

Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.

Will this hurt my credit score?

Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.

Do I need a business to qualify?

Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.

Do I need good credit?

Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help. 

What industries do you work with?

We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.

How long does the whole process take?

You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.

Is there a guarantee I’ll get funded?

Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy. 

✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund

✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible

We don't waste your time or our own. Our reputation is built on integrity — and results.

How much does it cost?

Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.

How do I get started?

Easy. Just click the button below to schedule your free consultation. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.

Business Name: Integrity First Consulting Inc.

Phone: (732) 580-2044

Address: 293 Cardiff Dr, Morganville, 07751, New Jersey

Still Not Sure?

Frequently Asked Questions

How much funding can I really get?

Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.

What’s the catch with 0% APR? Is it real?

Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.

Will this hurt my credit score?

Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.

Do I need a business to qualify?

Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.

Do I need good credit?

Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help. 

What industries do you work with?

We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.

How long does the whole process take?

You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.

Is there a guarantee I’ll get funded?

Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy. 

✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund

✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible

We don't waste your time or our own. Our reputation is built on integrity — and results.

How much does it cost?

Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.

How do I get started?

Easy. Just click the button below to schedule your free consultation. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.

Business Name: Integrity First Consulting Inc.

Phone: (732) 580-2044

Address: 293 Cardiff Dr, Morganville, 07751, New Jersey