About Integrity First
The Future Belongs to Entrepreneurs Who Have Access to Capital.
Most business owners don’t fail because of bad ideas — they fail because they never had the fuel to execute them. At Integrity First Funding, we exist to change that.
We help entrepreneurs secure $50,000–$250,000+ in 0% interest business credit through our proprietary Integrity First Protocol — a four-step system built from real experience, not theory. Behind that system are two founders who’ve been through the financial fire themselves.
How Two Entrepreneurs Turned Their Frustration Into a Movement.
Neal Thakkar and Sam Tretter weren’t born bankers.
They were builders. Dreamers. Entrepreneurs who kept running into the same brick wall every small business owner faces — access to fair capital.
They watched friends with incredible businesses get turned away by banks, denied for lines of credit, and pushed into high-interest loans that crushed their momentum.
They realized the system wasn’t designed for visionaries — it was designed for risk avoidance.
So in 2025 they started Integrity First with one simple mission.
Neal brought his background in scaling high-growth ventures and marketing psychology. Sam brought his operational mastery and obsession with doing things the right way, every single time.
Together, they built a white-glove funding consultancy that combined legal expertise, credit optimization, and banking relationships to help entrepreneurs secure capital — ethically, transparently, and fast.
What started as a two-man mission to “fix credit the right way” has grown into a nationwide company that’s helped hundreds of clients unlock over $100 million in 0% APR business funding.
Our Mission
To empower entrepreneurs with capital and confidence — so they can build the businesses, wealth, and freedom they deserve.
We believe access to funding shouldn’t be a secret.
It should be a system every entrepreneur can use to win — with clarity, strategy, and integrity.
Why Join
Integrity First?
Unlimited Leads, Zero Cold Prospecting
We don’t hire you and throw you into the wilderness. We’ve built a marketing machine that produces a steady flow of pre-qualified leads every single day. Your calendar stays packed—your job is to show up, connect, and close.
Elite Sales Education
Most companies talk about training. We live it. You’ll get daily huddles, real-time call reviews, one-on-one coaching, and access to a proven sales system that has turned everyday people into six-figure closers within months.
A Culture That Cares
This is not a lone-wolf environment. We’re family. We push, we support, we celebrate wins, and we hold each other accountable. Our leadership team is in the trenches with you, building side by side—not barking orders from the sidelines.
Massive Room for Growth.
We’re scaling fast. That means more leadership roles, higher commissions, and opportunities to carve out your own lane. The reps who commit now are the ones who’ll be leading teams tomorrow.
Backed by Results, Not Promises
We don’t just talk about getting funding — we deliver.
Your Turn
If you’re ready to secure $50K–$250K in 0% APR business funding without income docs, tax returns, or collateral - we’ll show you how.
Book a Call With Us!
Integrity First helps qualified business owners get interest-free capital through our proven 4-step Integrity Protocol: credit repair, profile optimization, and strategic funding — no tax returns, no collateral, no high interest.
Still Not Sure?
Frequently Asked Questions
How much funding can I really get?
Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.
What’s the catch with 0% APR? Is it real?
Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.
Will this hurt my credit score?
Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.
Do I need a business to qualify?
Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.
Do I need good credit?
Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help.
What industries do you work with?
We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.
How long does the whole process take?
You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.
Is there a guarantee I’ll get funded?
Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy.
✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund
✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible
We don't waste your time or our own. Our reputation is built on integrity — and results.
How much does it cost?
Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.
How do I get started?
Easy. Just book your free consultation with us using the calendar. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.
Contact Us
Email Address: [email protected]
Phone: (732) 580 - 2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey
© 2025 Integrity First Funding. All rights reserved.
About Integrity First
The Future Belongs to Entrepreneurs Who Have Access to Capital.
Most business owners don’t fail because of bad ideas — they fail because they never had the fuel to execute them. At Integrity First Funding, we exist to change that.
We help entrepreneurs secure $50,000–$250,000+ in 0% interest business credit through our proprietary Integrity First Protocol — a four-step system built from real experience, not theory. Behind that system are two founders who’ve been through the financial fire themselves.
How Two Entrepreneurs Turned Their Frustration Into a Movement.
Neal Thakkar and Sam Tretter weren’t born bankers.
They were builders. Dreamers. Entrepreneurs who kept running into the same brick wall every small business owner faces — access to fair capital.
They watched friends with incredible businesses get turned away by banks, denied for lines of credit, and pushed into high-interest loans that crushed their momentum.
They realized the system wasn’t designed for visionaries — it was designed for risk avoidance.
So in 2025 they started Integrity First with one simple mission.
Neal brought his background in scaling high-growth ventures and marketing psychology. Sam brought his operational mastery and obsession with doing things the right way, every single time.
Together, they built a white-glove funding consultancy that combined legal expertise, credit optimization, and banking relationships to help entrepreneurs secure capital — ethically, transparently, and fast.
What started as a two-man mission to “fix credit the right way” has grown into a nationwide company that’s helped hundreds of clients unlock over $100 million in 0% APR business funding.
Our Mission
To empower entrepreneurs with capital and confidence — so they can build the businesses, wealth, and freedom they deserve.
We believe access to funding shouldn’t be a secret.
It should be a system every entrepreneur can use to win — with clarity, strategy, and integrity.
Why Join
Integrity First?
Unlimited Leads, Zero Cold Prospecting
We don’t hire you and throw you into the wilderness. We’ve built a marketing machine that produces a steady flow of pre-qualified leads every single day. Your calendar stays packed—your job is to show up, connect, and close.
Elite Sales Education
Most companies talk about training. We live it. You’ll get daily huddles, real-time call reviews, one-on-one coaching, and access to a proven sales system that has turned everyday people into six-figure closers within months.
A Culture That Cares
This is not a lone-wolf environment. We’re family. We push, we support, we celebrate wins, and we hold each other accountable. Our leadership team is in the trenches with you, building side by side—not barking orders from the sidelines.
Massive Room for Growth
We’re scaling fast. That means more leadership roles, higher commissions, and opportunities to carve out your own lane. The reps who commit now are the ones who’ll be leading teams tomorrow.
Backed by Results,
Not Promises
We don’t just talk about getting funding — we deliver.
Your Turn
If you’re ready to secure $50K–$250K in 0% APR business funding without income docs, tax returns, or collateral - we’ll show you how.
Book a Call With Us!
Integrity First helps qualified business owners get interest-free capital through our proven 4-step Integrity Protocol: credit repair, profile optimization, and strategic funding — no tax returns, no collateral, no high interest.
Still Not Sure?
Frequently Asked Questions
How much funding can I really get?
Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.
What’s the catch with 0% APR? Is it real?
Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.
Will this hurt my credit score?
Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.
Do I need a business to qualify?
Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.
Do I need good credit?
Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help.
What industries do you work with?
We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.
How long does the whole process take?
You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.
Is there a guarantee I’ll get funded?
Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy.
✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund
✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible
We don't waste your time or our own. Our reputation is built on integrity — and results.
How much does it cost?
Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.
How do I get started?
Easy. Just book your free consultation with us using the calendar. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.
Contact Us
Email Address
[email protected]
Phone
(732) 580 - 2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey