Marcus was running a 7-figure e-commerce brand
But couldn’t scale past a certain ceiling due to lack of capital.
Despite having a decent personal credit score, he kept getting denied by traditional banks — they wanted:
2+ years of tax returns.
Personal or business collateral.
Revenue history far beyond where he was at.
He was stuck in a catch-22: he needed more funding to scale ads and buy inventory in bulk, but without that funding he couldn’t hit the revenue numbers banks required.
Previous attempts at applying on his own left multiple hard inquiries on his credit report, which only made approvals harder.
Every denial chipped away at his confidence and delayed his growth plans by months.
We onboarded Marcus into our Integrity First 4-Step Protocol designed to eliminate red flags and position him perfectly for lenders:
Credit Optimization: Removed unnecessary inquiries, cleaned up utilization, and polished his profile so underwriters saw exactly what they wanted.
Corporate Structuring: Adjusted his business setup to present a stronger, more credible borrower profile.
Strategic Guidance: Educated him on the investor mindset vs. borrower mindset so he understood how to use capital as a growth engine, not a band-aid.
Strategic Applications: Instead of applying everywhere, we tapped into our private lender network and placed carefully timed applications for maximum approvals.
Our team did the heavy lifting end-to-end: from mapping the strategy to executing the applications on his behalf.
Throughout the process, Marcus had a white-glove, concierge experience — no guesswork, no wasted time.
Within 90 days, Marcus was approved for $150,000 in 0% APR funding — a complete turnaround from his prior denials.
He secured this capital without:
Tax returns.
Collateral.
Income verification.
With immediate access to low-cost capital, Marcus:
Tripled his ad spend while keeping profitability intact.
Locked in bulk inventory discounts, cutting costs and boosting margins.
Expanded into new product lines he previously couldn’t afford to launch.
Most importantly, he now has a repeatable funding strategy he can tap into for future rounds, giving him the confidence to scale without fear of running out of capital.
What once felt like a roadblock became his launchpad to the next level of growth.
Contact Us
Email Address: [email protected]
Phone: (732) 580 - 2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey
© 2025 Integrity First Funding. All rights reserved.
Marcus was running a 7-figure e-commerce brand
But couldn’t scale past a certain ceiling due to lack of capital.
Despite having a decent personal credit score, he kept getting denied by traditional banks — they wanted:
2+ years of tax returns.
Personal or business collateral.
Revenue history far beyond where he was at.
He was stuck in a catch-22: he needed more funding to scale ads and buy inventory in bulk, but without that funding he couldn’t hit the revenue numbers banks required.
Previous attempts at applying on his own left multiple hard inquiries on his credit report, which only made approvals harder.
Every denial chipped away at his confidence and delayed his growth plans by months.
We onboarded Marcus into our Integrity First 4-Step Protocol designed to eliminate red flags and position him perfectly for lenders:
Credit Optimization: Removed unnecessary inquiries, cleaned up utilization, and polished his profile so underwriters saw exactly what they wanted.
Corporate Structuring: Adjusted his business setup to present a stronger, more credible borrower profile.
Strategic Guidance: Educated him on the investor mindset vs. borrower mindset so he understood how to use capital as a growth engine, not a band-aid.
Strategic Applications: Instead of applying everywhere, we tapped into our private lender network and placed carefully timed applications for maximum approvals.
Our team did the heavy lifting end-to-end: from mapping the strategy to executing the applications on his behalf.
Throughout the process, Marcus had a white-glove, concierge experience — no guesswork, no wasted time.
Within 90 days, Marcus was approved for $150,000 in 0% APR funding — a complete turnaround from his prior denials.
He secured this capital without:
Tax returns.
Collateral.
Income verification.
With immediate access to low-cost capital, Marcus:
Tripled his ad spend while keeping profitability intact.
Locked in bulk inventory discounts, cutting costs and boosting margins.
Expanded into new product lines he previously couldn’t afford to launch.
Most importantly, he now has a repeatable funding strategy he can tap into for future rounds, giving him the confidence to scale without fear of running out of capital.
What once felt like a roadblock became his launchpad to the next level of growth.
Contact Us
Email Address
[email protected]
Phone
(732) 580 - 2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey